Statute of Limitations Checker
Find your filing deadline before it finds you.
Why This Deadline Matters More Than People Realize
A statute of limitations isn’t a soft guideline — it's a hard bar. Once it passes, the underlying merits of your claim stop mattering entirely, because the court will dismiss the case on the deadline alone if the other side raises it. For written contracts specifically, the deadline ranges from as short as 3 years in some states to as long as 10 years in others — a wide enough gap that assuming a national default number is genuinely risky.
If you're closer to a demand letter than a lawsuit, don't wait on the letter to also start the clock — check what to do if a demand letter gets ignored so the process of escalating doesn't quietly eat into your filing deadline.
Frequently Asked Questions
When does the clock actually start?
Generally from the date of the breach — when the contract was actually violated (a missed payment, undelivered goods) — not the date you signed the contract. Some situations use a "discovery rule," starting the clock when you reasonably discovered the breach instead, but the breach date is the standard starting point for most contract claims.
Does this cover oral contracts too?
No — this tool covers written contracts specifically. Most states set a shorter statute of limitations for oral (unwritten) agreements than for written ones, precisely because they're harder to prove. Check your specific state's rule for oral contracts separately.
What happens if I file after the deadline?
The court will almost certainly dismiss your case if the other side raises the statute of limitations as a defense — it doesn't matter how strong your underlying claim is once the deadline has passed. There are limited exceptions (the discovery rule, certain tolling provisions for minors or active-duty military), but don't count on one applying to your situation without confirming it first.
Can a contract set its own, different limitations period?
In many states, parties can agree to shorten the statute of limitations in the contract itself (though rarely extend it), as long as the shortened period is reasonable. Check the contract's own terms in addition to your state's default rule.
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